Ffaroio

Free · no strings

Send an export. Get your BINs ranked by health.

Thirty days of cards and transactions from your issuer's dashboard. We run it and send back which BINs are decaying, what your real decline rate is on each, and how much of your spend is sitting on the worst one.

Why we're doing this

We built the scoring. We do not know whether the number it produces tells an experienced buyer anything they did not already know — and we cannot find that out from our own data, because we run one ad account. If your report is useless to you, tell us. That is the answer we are looking for.

What we need — and what to delete

  • Send: BIN, last four, dates, amounts, approved or declined, decline reasons if you have them.
  • Delete first: full card numbers, CVV, expiry, buyer names. None of it is used.

Column names do not matter — our importer reads exports from different issuers by content, not by heading.

What happens to the file

One run, then a report. Encrypted disk in the EU, one person with access, deleted the day you ask or after 90 days. Never shared, never used to train anything. The full terms are here and they are short.

Who it's for

Teams running 10 or more ad accounts on virtual cards. Below that there is not enough data for the maths to say anything honest, and we would be wasting your time.

Afterwards

Twenty minutes on a call if you are willing — we want to hear how you handle this today. No pitch, no price, nothing to sign. If you would rather just take the report and go, that is fine too.

We reply with the format first. Do not send files until you have it — it saves you exporting the wrong thing.